"The Karma News" by Past Forward, Past Life Healing
"The Karma News"
is a FREE E-zine from Past Forward, Past Life
Healing, of Marlton, NJ, USA. Prepared for friends, clients, and opt-in subscribers
Read by the spiritually aware and karmically minded world wide.
If you are in debt, you are not alone. The majority of Americans
and others in industrialized countries are in debt. In a very real sense,
the entire world economy revolves around debt. Debt may be fine for nations
but it is less fine for people, especially when it is used as a means for
acting out emotions they are otherwise avoiding. For in doing so, bad financial
karma is the usual result.
Karma is a Sanskrit word which means action when translated into
English. How karma drives you into action is through creating experiences
designed to trigger emotions, better known as "energy in motion". So when
someone seeks to avoid emotions that is bound to lead to "bad" karma.
That karma comes up very fast when people chose to use debt as the means of
avoiding their emotions.
Unconsciously, those who use debt to avoid emotions are actually
putting themselves into a position where they will have to deal with it.
For money borrowed must eventually be repaid. Maybe family members will
not press them for repayment but financial institutions surely will. The
anxiety this causes will simply bring back the emotions that debt covered
in even greater force.
For example, a client, Arlene, grew up in a poor family but was
lucky enough to go to a good school. Most of her classmates were from
families who were financially comfortable. She saw them growing up with
all the things she had to do without. Arlene became determined "not to
live poor" as an adult and so she worked hard in school. She got a good
scholarship and emerged from school debt free.
Arlene was thrilled to get her first credit card... and that was
when her financial troubles started. She charged up a storm buying what
she had been so long denied. Since she could deny herself nothing, Arlene
soon got into major credit card problems. She was smart enough to work
her way out of them... but the next year found herself back in trouble.
Over the years, she kept repeating the pattern of being in and out of debt
and became more financially stretched.
Finally, a series of emergencies maxed out her financial resources.
All the emotions from her childhood about being poor flooded back to her...
but now she could not use debt to avoid them. So she had to confront her
emotions. In her childhood, Arlene had felt punished by her poverty. In
her adulthood, she continued to punish herself by racking up debt. So she
Emotional Freedom Technique
to release those emotions... and she broke her debting habit.
Arlene was fully able to do so because she accepted responsibility
for misusing money in past lives. Her poverty in childhood was meant to
get her to appreciate what a gift abundant money is... in past lives, she
had always taken money for granted. Her spendthrift habits in her adulthood were
playing out the "abuse" of money from past lives... spending it without any
regard for using it responsibly.
Once she had learned her lessons, Arlene got into right relationship
with money and emotions and transcended her financial karma. You can do
this too: if only you will not use money to avoid your emotions!
Are you a compulsive debtor? If you have four or more of these "Twelve
Signs of Compulsive Debting", then you are a compulsive debtor. These
12 signs are based upon the experience of the "Debtor's Anonymous" at
" 1. Being unclear about your financial situation. Not knowing
account balances, monthly expenses, loan interest rates, fees, fines, etc.
2. Frequently "borrowing" items such as books, pens, or small
amounts of money from friends and others, and failing to return them.
3. Poor saving habits. Not planning for taxes, retirement or
other not-recurring but predictable items, and then feeling surprised when
they come due; a "live for today, don't worry about tomorrow" attitude."
4. Compulsive shopping: Being unable to pass up a "good deal";
making impulsive purchases; leaving price tags on clothes so they can be
returned; not using items you've purchased.
5. Difficulty in meeting basic financial or personal obligations,
and/or an inordinate sense of accomplishment when such obligations are met.
6. A different feeling when buying things on credit than when
paying cash, a feeling of being in the club, of being accepted, of being grown.
7. Living in chaos and drama around money: Using one credit
card to pay another; bouncing checks; always having a financial crises.
8. A tendency to live on the edge: Living paycheck to paycheck;
taking risks with health and car insurance coverage; writing checks hoping
money will appear to cover them.
9. Unwarranted inhibition and embarrassment in what should be
a normal discussion of money.
10. Overworking or under earning: Working extra hours to earn money
to pay creditors; using time inefficiently; taking jobs below your skill
and education level.
11. An unwillingness to care for and value yourself: Living in
self-imposed deprivation; denying your basic needs to pay your
12. A feeling or hope that someone will take care of you if necessary,
so that you won't really get into serious financial trouble, that there
will always be someone you can turn to."
If you have concluded that you are a compulsive debtor, remember
that you are not alone. Sarah Ferguson, Duchess of York, better known as
"Fergie", will most likely be working the rest of her life to pay down the
debt she incurred as a "royal". Your situation has to be better than that
and, again from Debtor's Anonymous, here are some actions you can take to
turn your debt situation around.
Debtors Anonymous "have found these actions essential to recovery."
"Abstinence: We practice abstinence by not incurring unsecured
debt one day at a time. Unsecured debt is any debt that is not backed up
by some form of collateral, such as a car, house, etc.
Meetings: We attend meetings at which we can share our experience,
strength and hope with one another. Unless we give to newcomers what we
have received from D.A. we cannot keep it ourselves.
Record Maintenance: We maintain records of our daily income and
expenses and of the retirement of any portions of outstanding debts.
Support Process: We maintain constant contact with other D.A.
members. We make a point of talking to other D.A. members before and
after taking difficult steps in our recovery.
Spending Plans: We formulate a spending plan, which puts our needs
first, and an action plan, for resolving our debts and taking the first
steps toward solvency.
Business Meetings: We attend business meetings held monthly.
Many of us have long harbored feelings that "business" was not a part of
our lives, but for "others" more qualified. Yet participation in running
our own program teaches us how our organization operates, and also helps
us to become responsible for our own recovery."
Debt does not have to ruin your life... if it is, please get the
help that you need as soon as possible for your peace of mind.
One of the main reasons why people get into financial trouble is that
they use debt to keep them from feeling their fears of abandonment and
being alone. As in "I love you so I went out and got you that huge diamond
ring you wanted... of course, I charged it because it was pricey but it
was worth it if it makes you happy".
What they are really saying is "it
was worth it if you will only stay with me... please don't leave me alone,
I will do anything you want".
Debting in this manner becomes a way of staying connected to another.
As in "If I spend lots of money on you, then you cannot
forget about me and/or you will have to love me". For most people fear
running out of loved ones more than running out of money. This makes them
willing to spend anything to avoid being alone.
Some people will rack up huge debts to buy those they love things
they cannot afford in an attempt to keep them happy. The sad fact is that
if another will not stay with you because you love them, things eventually
will not hold their interest. In those cases, once your money runs out so
will their love for you. And then you will have manifested your deepest
fear because then you will be alone.
Worse, your debt will compound the situation by creating feelings
of fear, guilt, shame, sadness, inadequacy, emptiness, darkness, and - worst
of all - self hate. Congratulations... these are the feelings buried deep
inside you that have been forced to the surface by your debt. Once they
have surfaced, you can heal them... for good.
Emotional Freedom Technique
is a great tool to assist in this process.
For once you express and release these unresolved negative feelings
the quality of your life will change: it has to.
Present and past life
healing work the same in this regard: you need to feel it and understand
it in order to heal it. You will find that once you feel better about
yourself, you can let go of your need to be in debt and develop healthier
ways of expressing love for others.
"Ask and Ye Shall Receive" is what God wants us all to do.
God created a rich universe filled with unimaginable abundance with plenty
for everyone. All you need to do to claim your Divine Birthright of abundance
is to "Knock and it shall be opened unto you".
The goal of this month's featured page is to draw you into the
"Abundance Channel". The universe is waiting for you to become all that
you can be. Abundance is the means for you to become a fully realized being.
If you are truly ready to move forward in your life, this Abundance Healing
Program can get you there.
The most important part of this exercise is adopting the following
set of beliefs about the nature, purpose, and use of money.
"I am receptive to the circulation of God's abundance to me in the
form of money, energy, joy, and love. Money is the physical manifestation
of God's love for me in form. Money is God's means of circulating spirit
in the world of finance. Money is God in action in my life and is wondrous,
wholesome, and a blessing for everyone. Money allows me to become all of
who God wants me to be.
I believe it is my birthright to partake in the abundance of the
universe. I deserve to have an abundance of money and am now prospered with
it in my life. I have more than enough money for all I want and need. I
always use my money wisely and responsibly. I am generous with my money
and circulate it for the greatest good of myself and all others concerned.
I know money is good for me and others.
Money is God's activity in my life, in my bank accounts, in my
investments, and in all that I lay my hands to. All the money that flows
to me is free. My money is God's money: I let it flow in and I let it flow
out. I am always confident that there is plenty of money available to me
to support the achievement of all my dreams.
As I release money, I know that it will come back to me a thousand
fold. The Lord is my shepherd and I shall not want for anything I desire.
Money brings me freedom. I rejoice in money: I appreciate it and I thank
God for it. I always have and always will have this abundance freely flowing
to me now and forevermore world without end. I manifest all these beliefs
into my reality now. Amen."
When you can believe in all of the above with your whole heart,
you will be well on your way to leaving your debt behind you.
"According to Dr. Lorrin Koran of Stanford University, as many as
eight percent of all Americans might be compulsive shoppers and approximately
90 percent of them are women. "I have been out of control with my spending
compulsion for about 10 years," one woman who suffers from compulsive shopping
said. "Many times, I would come home and think "What did I buy?" I spent $125
and what did I buy? And couldn't remember a single thing."
"Koran, the study's head researcher, reasoned that compulsive shopping
is a type of obsessive-compulsive disorder, an illness that drives people to
do what they do not want to do..."
"Compulsive shoppers can experience similar emotions as drug users.
They feel euphoric when they buy and spend and it's a way to relieve mounting
tension and anxiety for them. But those feelings crash after the shopping
spree is over, and guilt sets in. Then the frenetic shoppers head back to
the stores for even bigger shopping highs."
"Dr. Jack Gorman, a Columbia University professor who is one of the
country's leading experts on obsessive-compulsive disorder, says compulsive
shopping is a matter of degree. As is the case with many psychiatric illnesses,
the dividing line comes when the behavior interferes with the person's ability
to live their life normally, Gorman says. Usually, compulsive shoppers recognize
that they don't need the items they buy, but they can't stop shopping."
Every attitude and belief you have comes from somewhere sometime.
Obsessive Compulsive Disorder
(OCD) in this lifetime is usually directly
traceable back to a past life where the disempowering trait or behavior was
created. The spiritual purpose of OCD is force the individual to seek the
answer to why they are now being "plagued" with thoughts and behaviors that
they have no control over.
The obsession to do or not do a particular thing or act in a certain
way was created in a past life. It is a spiritual truism that everything comes
from somewhere and at one time every thought, belief, and attitude made sense.
Often the obsession is the body-mind's way of "belatedly" protecting the
individual from "dying" even though "death" is not a realistic possibility.
It will not stop until the past life is healed.
The compulsion is like having a knife stuck in your back. No matter
how much you bandage the wound, you will not heal it until the knife is pulled
out. The past goes right on sending the pain of compulsion which goes on
feeding the undesirable present day obsession until the obsessive-compulsive
pain is stopped at it's source… the past life.
Past life healing is just another form of the "cognitive behavioral
therapy" that most experts agree is necessary. Drugs are NEVER the answer
in training people to stop acting compulsively. For the only delay the hard
work required by "cognitive behavioral therapy".
For the whole story from ABC NEWS, "Addicted to Shopping, Skin Picking:
Two New Illnesses Labeled OCD" go to ABC News.
Sense & Sensibility, based on the novel by Jane Austen, might better be
entitled, "Coping With Financial Misfortune". When wealthy Mr. Dashwood
dies suddenly, he is forced by law to leave his fortune and his vast estate
to his son by a previous marriage. This leaves his second wife and two
daughters destitute overnight. His son and wife are greedy and grasping
people. They unceremoniously insist that Mr. Dashwood's second family
vacate their home as soon as possible.
Luckily for the Dashwoods, other rich and kinder relatives took
them in. Elinor, the elder daughter, the one ruled by her head (Sense),
was the only one who truly appreciated how close to real poverty the family
had become. The only time she becomes truly upset with her younger sister,
Marianne, the one ruled by her heart (Sensibility), is when she complains
about the "hard terms of their rent" which is listening to their relatives'
Elinor sharply reminds her sister that things could have been much
worse for them. At least in their new situation, the Dashwoods can keep
up a genteel poverty even if this "materially damages" their prospects for
marriage. Marianne finds this out the hard way when she loses her heart
to their neighbor Willoughby who chooses to trade his looks for
a wealthy marriage and turn his back on love.
So Marianne must settle for the kindly, but haunted Colonel Brandon.
As their chatty relative puts it: "she is beautiful, he is older but rich,
it is a highly eligible match". Ironically, it is Elinor who is able to
marry Edward, the man she has fallen in love with, when he chooses his love
for her over his family's fortune. Of course, it is Colonel Brandon who
rescue Edward and Elinor by offering him a paying position on his estate
so that all can live happily ever afterward.
This whole story is an elegant illustration of the widely held idea
that one can only have money or love but not both. That is simply not true.
As long as you hang on to this antiquated notion, for sure you will not
attract neither the money nor the love you desire.
Thanks to those who helped to support our holistic business this
month. God Bless America and Canada... North America is our home and the
source of most of our wonderful clients to whom we are grateful for supporting
our work. Special thanks to international customers for their support
Inspirational Quote for the Month:
"Do not accustom yourself to consider debt only as an inconvenience.
You will find it a calamity." (Samuel Johnson)
"Annual income twenty pounds, annual expenditure nineteen pounds
six, result happiness. Annual income twenty pounds, annual expenditure
twenty and six, result misery." (Mr. Micawber, Charles Dicken's David Copperfield)
"Neither a borrower nor a lender be." (Polonious, Shakespeare's Hamlet)
"Debtors Anonymous is a fellowship of men and women who share their
experience, strength and hope with each other that they may solve their
common problem and help others to recover from compulsive debting. The
only requirement for membership is a desire to stop incurring unsecured
debt. There are no dues or fees for D.A. membership; we are self-supporting
through our own contributions."
"D.A. is not allied with any sect, denomination, politics, organization
or institution; does not wish to engage in any controversy; neither endorses
nor opposes any causes. Our primary purpose is to stay solvent and help
other compulsive debtors to achieve solvency."
You asked for it! The ever popular "Rules of the House" are now available
in eBook format! Let the Timeless Wisdom of Ancient Masters Be Yours! Get ANSWERS
to Life's Toughest Questions! Rules of the House Answers These... & MORE!
* WHY ARE WE HERE?
* Why do "bad" things happen to us?
* What is the purpose of our lives?
* What happens to us when we die?
* Is this brief span of life all there is?
* What happens to us between lives on Earth?